10 Year Deposit Rate Trending Review
$1,800.00
- Description
- Contents
Anticipate future rate behavior, study historical market reaction to Fed Rate changes, and combine it with other key indicators for future rate environment planning with 10 years of retail and small business deposit rate averages, from U.S. Banks, Credit Unions & Digital Only Banks – with the overlaid Fed Rate.
This review provides a visual outline of how the rates have changed over the last decade, as well as monthly figures in an excel spreadsheet that will allow you to import the data into your existing systems and models.
The 10 Year Deposit Rate Trending Review provides a decade of detailed rates, segmented by four key groups:
- All Informa’s tracked institutions (excluding digital banks)
- Top 50 largest banks (defined by deposits)
- Credit Unions
- Digital only banks (internet banks)
Delivered as a detailed Excel spreadsheet, the review is a moving average (updated monthly) that reports on 12 primary deposit products, which are:
- 3-Month CD at $25k
- 6-Month CD at $25k
- 12-Month CD at $25k
- 24-Month CD at $25k
- 36-Month CD at $25k
- 48-Month CD at $25k
- 60-Month CD at $25k
- Interest Checking at $2.5k
- Money Market at $10k
- Money Market at $50k
- Business Money Market at $10k
- Business Money Market at $50k
In addition to the month-by-month rate data, the review also includes historical trend charts that allow you to anticipate future rate behavior based on 10 years of product rate history. This data also enables the studying of historical market reactions to Federal Reserve Target Rate (Fed rate) changes, by product and by institution – banks (split by all banks and the top 50), credit unions and digital banks.
The Excel data can be imported into your own systems and models to help strategize for future market environments, by combining this data with other key indicators you own.
See below how an example of how the data is laid out within the review:
